Finding the cheapest (and best) cell phone deal to replace a broken phone can be difficult. If you are on a contract and still have a while before you need to renew you might be in trouble. This post is dedicated to people like me who abuse cell phones and can’t afford a [...]

529 college savings plans:

Are college investment vehicles with tax and cost advantages
There are no federal taxes for qualified withdrawals for educational expenses.
Most states do not charge tax on qualified 529 withdrawals
Are sponsored by all 50 states (and some educational institutions)
Are named after Section 529 of the IRS code
Offer two types of plans: Pre-Paid Tuition Plans [...]

Sit back, Relax, and catch up on some episodes you might have missed. This list of free cable TV channels includes aggregators, network TV, individual TV channels, internet only channels, and sport channels. Enjoy!

Aggregators - Watch Multiple Networks in One Place

hulu

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A good credit score is 700 and above.
Anything above 800 is considered exceptional. Bad credit scores are around 600 and below.
Notable FICO credit score benchmarks
850 - The absolute highest credit score possible. If you have a credit score of 850 you’ve done a good job watching your credit history and have done [...]

Credit reporting agencies are tight lipped on the specifics of how a credit score works. While the specifics are shrouded in secrecy the general knowledge of do’s and don’ts are fairly intuitive and readily available. What it really boils down to is this: Are you the type of person that can pay [...]

Sometimes I wonder how bad things really are. Most of the “bad” news I’ve heard is people can’t get credit to buy the brand new Escalade SUV. Or that they can’t afford their 5,000 square foot homes (queue sad violin music here). Most of the “bad” news just doesn’t sound so bad [...]