Balance Transfer Credit Cards
The following five credit cards are designed to help consolidate your credit card debt. By moving all your balances to 0% interest credit cards you should save a bundle on interest charges. The list includes the best in class for the main credit card types, Visa, Master Card, Discover, and American Express. Each card charges no annual fee and offer 15 to 6 months of 0% interest on balance transfers. The Advanta card is probably one of the best cards with the longest promotional period and the lowest rate on purchases. It’s one I use personally and even though it’s a business card anyone can apply. Use your SS# as your business ID#.
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| Advanta Platinum BusinessCard with Rewards |
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| Intro Rate | 0% APR for 15 Months |
| Card Type | MasterCard |
| Purchase APR | 7.99% |
| Fixed/Variable | Variable |
| Annual Fee | $0 |
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| Citi® Diamond Preferred® Card |
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| Intro Rate | 0% APR for up to 12 Months |
| Card Type | MasterCard |
| Purchase APR | As low as 9.49% |
| Fixed/Variable | Variable |
| Annual Fee | $0 |
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| Discover® More Card - American Flag |
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| Intro Rate | 0% Intro (around 13 months) |
| Card Type | Discover |
| Purchase APR | 10.99% |
| Fixed/Variable | Fixed |
| Annual Fee | $0 |
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| Chase Platinum Visa® Card |
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| Intro Rate | 0% APR for 12 Months |
| Card Type | Visa |
| Purchase APR | 13.49% |
| Fixed/Variable | Variable |
| Annual Fee | $0 |
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| IN:NYC® Card from American Express |
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| Intro Rate | 0% APR for 6 Months |
| Card Type | American Express |
| Purchase APR | 11.74% |
| Fixed/Variable | Variable |
| Annual Fee | $0 |










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