The following five credit cards are designed to help consolidate your credit card debt. By moving all your balances to 0% interest credit cards you should save a bundle on interest charges. The list includes the best in class for the main credit card types, Visa, Master Card, Discover, and American Express. Each card charges no annual fee and offer 15 to 6 months of 0% interest on balance transfers. The Advanta card is probably one of the best cards with the longest promotional period and the lowest rate on purchases. It’s one I use personally and even though it’s a business card anyone can apply. Use your SS# as your business ID#.


 

Advanta
Platinum BusinessCard with Rewards
Intro Rate 0% APR for 15 Months
Card Type MasterCard
Purchase APR 7.99%
Fixed/Variable Variable
Annual Fee $0

 

Citi®
Diamond Preferred® Card
Intro Rate 0% APR for up to 12 Months
Card Type MasterCard
Purchase APR As low as 9.49%
Fixed/Variable Variable
Annual Fee $0

 

Discover®
More Card - American Flag
Intro Rate 0% Intro (around 13 months)
Card Type Discover
Purchase APR 10.99%
Fixed/Variable Fixed
Annual Fee $0

 

Chase
Platinum Visa® Card
Intro Rate 0% APR for 12 Months
Card Type Visa
Purchase APR 13.49%
Fixed/Variable Variable
Annual Fee $0

 

IN:NYC®
Card from American Express
Intro Rate 0% APR for 6 Months
Card Type American Express
Purchase APR 11.74%
Fixed/Variable Variable
Annual Fee $0

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