This might be old news for some but for others it might be new. You can get a free credit report from each of the three credit reporting bureaus each year. Every twelve months Experian, Equifax, and TransUnion will give you a free credit report. The only downside is that you don’t get your actual score. You only get the report. The report will show you all your open accounts, payment history, and much more. The only thing it won’t tell you is the actual number of your credit score. Beyond using it for bragging rights or knowing where you are on on the credit score scale the number isn’t all that useful.

If you want to monitor your credit you can spread out each report and pull one every four months. By spreading out the time you pull the reports you can see any changes that are out of place. So, in January you’ll get your report from Experian. In May you’ll get it from Equifax. In September you’ll get it from TransUnion. When January comes around again your year waiting period will have passed with Experian and you can apply again. If you want email reminders sent to you try LetterMeLater.com. They will send you emails in the future so you won’t forget.

Please visit www.annualcreditreport.com to get started.

Internet Radio on Steroids

Thesixtyone.com features independent music, newly signed bands, and bands you might not hear on the radio. Sorry, no Backstreet Boys here.

Make a profile and try to rack up points by “bumping” good songs early, referring people, and listening to “the rack”. Thesixtyone.com encourages a lot of interaction between bands and listeners. Many of the bands give away their music for free and allow you to download as you listen. Others provide a link so you can buy it. To say the least thesixtyone is an indie music paradise.

Deezer
With super simple sign up you’ll be listening to music in no time with Deezer. Create you own playlist or have Deezer suggest new songs based on songs you’ve suggested.

Pandora will suggest new music based on their users listening habits. A huge database drives the listening experience. As you listen you teach Pandora about your tastes. It learns your unique preferences and makes new recommendations. It is scary how good Pandora is at picky music you like. It’s awesome.

Tell musicovery your favorite genres and mood and it will do the rest. It has a playful interface you’ll love from the start. Yea! Bubbles!

Social Media Music

imeem: where artists, fans and friends share their tastes and discover blogs, photos, music and video.

Last.fm connects you with your favorite music, and uses your unique taste to find
new music, people, and concerts you’ll like.

Do you have a great place to discover music on the web? Please leave a comment.