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Entries for December, 2007

Book Review: Rich Dad Poor Dad by Robert Kiyosaki

Personal Finance

Summary
This book is named after Robert’s two fathers. His poor dad was an academic man with a PhD. His rich dad dropped out of the eighth grade. As an impressionable 9 year old boy he sought the secrets of the rich. Both his fathers had extreme differences in opinions. The [...]

Comments (2)

12 Easy Frugal Living Tips

Frugal Living

There are some really easy ways to start being frugal. This list is just the beginning to saving a lot of money.
Automotive
Check your tires’ air pressure. This can increase your gas mileage by more than 10% depending on how bad they are. Make sure you do it at least each time [...]

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Best Digital Cameras - MegaPixel Review

Frugal Living

When buying a digital camera one feature is talked about more than anything else…How many mega pixels does it have? More mega pixels means a better camera, right? Wrong! The bottleneck for digital camera quality used to be mega pixels. Going from a 1 Mega Pixel to a 2 Mega Pixel camera [...]

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Ultimate List of Free Essential Software

Debt, Frugal Living

Note:If you enjoy this list of software you might find these online applications & tools helpful. No need to install or download anything, they work in your browser.
Free software can save you hundreds and possibly thousands of dollars. The software listed below is completely free, doesn’t have malware or adware, is completely [...]

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Microsoft Office for Free - Word, Excel, and Powerpoint

Frugal Living

Don’t worry, I’m not talking about stealing Microsoft Office. You can have all the functionality of Word, Excel, and PowerPoint without spending $324.99 on Office 2007 .
Here’s where I tell you I lied. You actually get all the functionality of office without the cost but you don’t get Microsoft Office exactly. There’s a [...]

Comments (5)

What is a 401(k) - Traditional vs Roth

Investing and Retirement

When considering a Roth 401(k) vs a Traditional 401(k) you need to do one thing: Find out if your employer offers Roth 401(k) retirement accounts. If they don’t most of this information will be interesting but you can’t take advantage of any of it until your employer makes Roth 401(k)s available.
In should be noted [...]

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Negotiation Tactics When Buying a New Car

Frugal Living

To stay competitive local dealers are posting their inventory on the internet. With this new development it becomes easier to pit the dealers in your area against each other in a price war. The time of year, time of month, and type of car all play a role in how desperate a dealer [...]

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Bankruptcy Scam – Collecting Discharged Debt

Personal Finance

Bankruptcy is intended to provide a fresh start to individuals. When someone declares bankruptcy much of their debt is discharged through the bankruptcy courts. When a debt is discharged it has no legal obligation to be paid back. In other words, the bankruptcy process clears the person of the legal obligation to [...]

Comments (2)

Balance Transfer Credit Cards

Personal Finance

The following five credit cards are designed to help consolidate your credit card debt. By moving all your balances to 0% interest credit cards you should save a bundle on interest charges. The list includes the best in class for the main credit card types, Visa, Master Card, Discover, and American Express. [...]

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Phone service for free (or very cheap)

Frugal Living

If you have high-speed Internet you might be able to stop paying regular phone bills. Go from paying over a hundred dollars a month to $19.95 a year for unlimited local and long distance calling. I’m not talking about switching to Vonage or any other VOIP service either. These are three very [...]

Comments (3)

High Interest Online Saving Accounts - Best Rates & Reviews

Personal Finance

The Best Online Savings Accounts Updated October 2009

Bank

APY*

WTDirect

1.51%

FNBO Direct

1.50%

e-Trade

0.50%

Emigrant Direct

1.30%

HSBC Direct

1.35%

ING Direct

1.30%

National Average

0.30%

Note: With WTDirect, the 1.51% rate is for the first 60 days. After that the rate is only active if you have over $10,000 in your account.
Competition among online high yield saving account providers is very high. In fact, each [...]

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