HSBC Direct consistently is among the highest savings rates onine and will definately beat the rate you are getting at your local bank. They are consistently have one of the best high interest savings account rates. Dedicated savings accounts (that are separate from your regular checking account) can be a great way to [...]

If you spent $100 on something silly (e.g. new phone, lattes, fast food) how much is that really worth in the future. Thirty years from now what could have you purchased?
Assume you put your money in the stock market with an average 12% annual return. Your money is also growing tax free using [...]

After paying down debt, getting an emergency cash reserve is the next thing to do when building a solid financial base. The only exception to this is maxing out your 401(k). Always take advantage of your 401(k) match regardless of your debt or emergency fund situation.
What is the ideal amount for a cash [...]