After paying down debt, getting an emergency cash reserve is the next thing to do when building a solid financial base. The only exception to this is maxing out your 401(k). Always take advantage of your 401(k) match regardless of your debt or emergency fund situation.
What is the ideal amount for a cash [...]

In a previous post, Phone Service for Free, I wrote about the possibility of getting phone service for almost nothing. Well, I’ve done it. I’ve taken the plunge and won’t be paying any monthly phone bills.
These are the steps I took to save over $1500 a year by cutting out my monthly [...]

My sister asked me a question regarding debt consolidation. She wants to get her finances in order and didn’t know where to start. The following is her email and my response.
Hey, I had a question for you because your good with money. Bill and I’s plans have changed a little so we’re not [...]

If you’re like me you’re probably running out of hard drive space. Experts agree that running your system at full capacity will cause more data errors and could make your system crash more often. Since I’m within a few gigs of being completely full on all my hard drives I thought its time [...]