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Entries for the ‘Frugal Living’ Category

Things that Secretely Steal Your Money, How to Stop Them

Frugal Living

If someone broke into your house and stole hundreds of dollars each year you’d want to catch them right? You would want to stop them as soon as possible. There are thieves we live with and tolerate.

Vampire Energy
The term ‘vampire energy’ refers to anything that is wasting electricity while you’re not [...]

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Best CPU for Price and Performance - AMD and Intel

Frugal Living

Staying on the cutting edge of technology is costly. As CPUs become faster balancing cost and performance will help you get the best bang for the buck. If you don’t build your own computer please disregard this post.
The cpu chart on paulisageek.com takes the perfomance data from cpubenchmark and the pricing data from [...]

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Balancing the wants and needs in your life

Frugal Living

Distinguish between wants and needs
Distinguishing between wants and needs depends a great deal on your perspective. The more narrow someone interprets their life, the more likely they are to rationalize some wants as needs. For instance, in high school someone could literally buy status and position by the brand of clothing they wear. [...]

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Free Groceries Using Printable Coupons

Frugal Living

Can you imagine getting $279 worth of groceries for 39 cents? A woman named Kathy Spenser is feeding a family of 6 on less than $4 a week. Occasionally she goes negative and has to buy something so the store doesn’t end up giving her some change back! How is she doing it? [...]

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Free Weight Loss Tips (that really work!)

Frugal Living

Getting fat is expensive. Weight loss shouldn’t have to be. Why spend a lot of money on equipment, gym memberships, and special diets when there are a lot of great free weight loss tips that work wonders.

Weight Loss Paradigms

Burn More Calories Than You Eat
This is a lot like the personal finance tip, spend [...]

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Tips for Shopping Online

Frugal Living

Shopping online can save you a bundle. Information and products are at your fingertips. Internet retailers need to be extremely price conscious to stay competitive. When companies compete the consumer wins. These tips will help you get the best deal and have a safe experience.

Look for security

There is a quick way [...]

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Compare Prices on Websites - Best Stores, Items, Ratings, & Specs

Frugal Living

Price shopping online is an important step to get the best price on new purchases. Finding the lowest price from a dependable website is critical. How do you find trusted items, ratings, and specs?
Narrow your search down to a specific item
If your want to compare prices you need to find the exact product [...]

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Cheapest Cell Phone Replacement Deals

Frugal Living

Finding the cheapest (and best) cell phone deal to replace a broken phone can be difficult. If you are on a contract and still have a while before you need to renew you might be in trouble. This post is dedicated to people like me who abuse cell phones and can’t afford a [...]

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FREE Cable TV Secrets - List of Free Channels to Access Online

Frugal Living

Sit back, Relax, and catch up on some episodes you might have missed. This list of free cable TV channels includes aggregators, network TV, individual TV channels, internet only channels, and sport channels. Enjoy!

Aggregators - Watch Multiple Networks in One Place

hulu

[...]

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Bad times for the USA ecomony… are they really that bad?

Frugal Living

Sometimes I wonder how bad things really are. Most of the “bad” news I’ve heard is people can’t get credit to buy the brand new Escalade SUV. Or that they can’t afford their 5,000 square foot homes (queue sad violin music here). Most of the “bad” news just doesn’t sound so bad [...]

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Real wealth V.S. fake riches

Frugal Living

In Sun Tzu’s Art of War he claims that “All war is deception.” To win in war you must deceive the enemy and sometimes your own troops. Appearing stronger, better equip, and more competent will weaken your enemies morale and increase your own standing. But is this a sustainable, long term strategy? [...]

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Generic V.S. Name Brand Drugs - Which work better?

Frugal Living

Do brand name drugs work better or faster than generic drugs? Is there enough difference between the two types of drugs to justify the extra cost? The truth is, no, generic drugs work just as effectively as name brand drugs. Tylenol works just as good as the cheap store brand acetaminophen in [...]

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Automatic Deal Finding Machines

Frugal Living

Finding exactly what you want at a killer price is easier than ever. These deal finding machines will locate good deals and report back automatically. The whole process is painless, easy, and the returns are worth it.
Step 1 - Daily Deal Websites
There are websites that collect deals. Each day there are new [...]

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PriceProtectr.com - Your friend for getting the best prices

Frugal Living

Most stores have a ‘price protection’ policy. If a product you just purchased drops in the next 30, 60, or 90 days you get the difference if you call them on it. For larger items this might not be too big of a challenge. But if you tracked all your purchases it [...]

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9 Free Cell Phone Tips, Tricks, & Services

Frugal Living

Saving money and time is a big part of frugal living. These free phone services will save both time and money. Regular 411 calls are now $1.00 to $2.00 a pop. And calling a friend to find a phone number can be a pain. Take some time and program these numbers [...]

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Cheapest Local Gas Prices, How to Find Them

Frugal Living

Driving around town looking for the cheapest local gas prices will cost you an arm and a leg now-a-days. These websites will help you in your efforts to fill-up for less. They provide up-to-date gas prices for many gas stations in your local area. You can search by zip or city/state. [...]

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Compare VoIP Phone Service - Cheapest V.S. Best

Frugal Living

Rock Bottom Monthly Cost: $29.07
Month-to-month cost = $29.07
Total sign up cost and 1st payment: $41.88 (they include a free month but charge a $29.99 setup fee, $9.95 for S&H, plus $2.56 for taxes).
Pros

The market leader. They aren’t going anywhere anytime soon.

WiFi phones available. Make calls anywhere you can connect to a wireless (WiFi) [...]

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Expensive Ways to Collect Dust

Frugal Living

Looking around my home I have expensive ways to collect dust. Old electronics, old toys, and a myriad of other things that I don’t use anymore have only done one thing in the last year; collected dust.
In the last few weeks I’ve declared war on my expensive dust collectors. All the old recording [...]

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Bad experience with MagicJack

Frugal Living

In the past I touted not having to pay any phone bills. A big part of the strategy was using a VoIP service called the MagicJack. The MagicJack is a USB to phone jack converter that uses your Internet connection to make phone calls. After five months of service we’re switching to [...]

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Ultimate List of Free Music Online

Frugal Living

If you like free legal music then this list is for you. Please leave a comment if you have more ideas.
Internet Radio on Steroids

Thesixtyone.com features independent music, newly signed bands, and bands you might not hear on the radio. Sorry, no Backstreet Boys here.
Make a profile and try to rack up points [...]

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No Monthly Phone Bills

Frugal Living

In a previous post, Phone Service for Free, I wrote about the possibility of getting phone service for almost nothing. Well, I’ve done it. I’ve taken the plunge and won’t be paying any monthly phone bills.
These are the steps I took to save over $1500 a year by cutting out my monthly [...]

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Finding the best value hard drive size

Frugal Living

If you’re like me you’re probably running out of hard drive space. Experts agree that running your system at full capacity will cause more data errors and could make your system crash more often. Since I’m within a few gigs of being completely full on all my hard drives I thought its time [...]

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12 Easy Frugal Living Tips

Frugal Living

There are some really easy ways to start being frugal. This list is just the beginning to saving a lot of money.
Automotive
Check your tires’ air pressure. This can increase your gas mileage by more than 10% depending on how bad they are. Make sure you do it at least each time [...]

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Best Digital Cameras - MegaPixel Review

Frugal Living

When buying a digital camera one feature is talked about more than anything else…How many mega pixels does it have? More mega pixels means a better camera, right? Wrong! The bottleneck for digital camera quality used to be mega pixels. Going from a 1 Mega Pixel to a 2 Mega Pixel camera [...]

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Ultimate List of Free Essential Software

Debt, Frugal Living

Note:If you enjoy this list of software you might find these online applications & tools helpful. No need to install or download anything, they work in your browser.
Free software can save you hundreds and possibly thousands of dollars. The software listed below is completely free, doesn’t have malware or adware, is completely [...]

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Microsoft Office for Free - Word, Excel, and Powerpoint

Frugal Living

Don’t worry, I’m not talking about stealing Microsoft Office. You can have all the functionality of Word, Excel, and PowerPoint without spending $324.99 on Office 2007 .
Here’s where I tell you I lied. You actually get all the functionality of office without the cost but you don’t get Microsoft Office exactly. There’s a [...]

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Negotiation Tactics When Buying a New Car

Frugal Living

To stay competitive local dealers are posting their inventory on the internet. With this new development it becomes easier to pit the dealers in your area against each other in a price war. The time of year, time of month, and type of car all play a role in how desperate a dealer [...]

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Phone service for free (or very cheap)

Frugal Living

If you have high-speed Internet you might be able to stop paying regular phone bills. Go from paying over a hundred dollars a month to $19.95 a year for unlimited local and long distance calling. I’m not talking about switching to Vonage or any other VOIP service either. These are three very [...]

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How to win with the lowest bids on Priceline.com

Frugal Living

 
For those not familiar with Priceline.com it’s a website that allows you to bid what you want for hotels, car rentals, and airline tickets. The site gives recommendations on how you should bid and routinely decline bids that are too low. But what if you knew what things really went for. Instead [...]

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10 Steps to Find the Cheapest Flights

Frugal Living

These tips will help you get the lowest priced flights. With rising gas prices and economic turmoil cheap flights will be a little bit harder to come by. So follow these steps and stay ahead of the crowd.
1 – Plan, plan, plan. Planning your trip ahead of time gives you many advantages. [...]

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Ultimate Craigslist Tip to Have Deals Come to You

Frugal Living

The deals on Craigslist are awesome but you have to be quick to get them. Most of the time it would require your fulltime attention to the particular category to find the deal of a lifetime. Not only does that take a lot of time you also might miss things. The [...]

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